commercial loading meaning in Chinese

商船商载法
商船装载法
商品装载

Though residential accumulation fund load and commercial load develop rapidly , there are many problems including smaller loan - to - value ratio , shorter loan terms , more initial payments and simple mortgage lending patterns needed to be solved in mortgage innovation . residential mortgage does n ' t meet the needs of all groups of home buyers , so it has been a urgent matter to innovate it
虽然个人住房公积金贷款与个人住房商业性贷款的规模扩张极其迅速，但我国住房抵押贷款抵借比率过小、贷款期限过短、首付款过大、还款方式单一，已不能适应不同层次购房者的贷款要求，对其进行创新设计已成为当务之急。